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Calkins-Kramer Insurance, Inc. enables you to offer your clients the top rated life insurance, fixed annuity, long term care insurance, and disability income insurance carriers . We have been a leader in the General Agency Brokerage business since 1975. Our personalized approach and professional service set us apart. Our experienced staff will work closely with you to find the right life, disability, Long Term Care, and fixed annuity products for your clients. |