Calkins-Kramer Insurance, Inc. enables you to offer your clients the top rated life and annuity carriers.  Calkins-Kramer Insurance, Inc.  has been a leader in the brokerage business since 1975.  Our personalized approach and professional service set us apart.  Our experienced staff will work closely with you to find the right product for your clients, be it term, universal life, index products, and survivorship plans.

 

Do you have clients with health histories?  Calkins-Kramer Insurance, Inc. is a specialist in impaired risk underwriting.  We work directly with the top impaired risk carriers to solve your client's life insurance needs.

 

Need annuity rates, Calkins-Kramer Insurance, Inc. offers 24-7 access to our annuity center, find rates and brochures via our website or speak with one of our knowledgeable annuity specialist on your next case.

 

Calkins-Kramer Innsurance, Inc., provides you with the tools and support you need for your business.