Calkins-Kramer Insurance
Since 1975
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Competitive products to
build your agency sales
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Representing the nation's
top-rated carriers
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Providing the tools and
resources you need
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We have the tools & resources you need

Since 1975, Calkins-Kramer Insurance Inc. has distinguished itself as a premiere general brokerage agency with an unwavering commitment to customer service excellence. We work exclusively with the highest-rated carriers; examining each one by its historical performance, financial standing, and regulation compliance. Our staff of dedicated professionals is continually educated about a wide range of products, coverage, and marketplace trends. This extensive industry knowledge, coupled with our long-standing relationships with our carriers and their underwriters, enables us to offer an exceptional array of life insurance products, including term life, whole life universal life, index universal life, and survivorship life. Other products we carry include long term care insurance, disability income insurance, and fixed annuities that may be tailored to suit your clients' individual needs and objectives. We even have our own in-house underwriters, when the need arises. With Calkins-Kramer Insurance as your general brokerage agency partner, growing your insurance sales business couldn't be easier!

Calkins-Kramer Insurance Inc. serves independent agents in 49 states, excluding New York. The information on this website is intended for use by licensed insurance agents only

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